Many people in Berkeley and San Francisco Bay Areas are unsure of what a personal umbrella policy is or what it covers. At Fidelity Insurance Service, we are here to help.
If you have a major loss or claim, for example a large car accident or a significant loss with your homeowners policy, a personal umbrella policy can help cover these extra costs that your auto or home insurance policy may not cover. These may include:
- Court costs
- Extra medical costs
- Other vehicle replacement costs
- Gaps in home insurance coverages
The value in a personal umbrella policy in California is it provides extra protection or limits above the auto or home insurance you currently have. An umbrella insurance policy protects you from losing the entirety of your wealth and assets in the event of a major claim.
Having a personal umbrella policy in place gives you the added security and well being of knowing your protected in the event of a catastrophe.
At Fidelity Insurance Service, we can help you shop many different carriers in California to find the best policy at an affordable price to meet your insurance needs. Contact us today or fill out a free online quote form.